Hi, I’m Sal Bossio, founder of Mortgage Universe and a licensed mortgage professional helping homebuyers, investors, and realtors close smarter, faster, and with confidence.

I started Mortgage Universe with one goal: to simplify the mortgage process and deliver real results — without the delays, fluff, or frustration. With access to 200+ lenders, I search the entire lending galaxy to find the best rate and structure for each unique situation — whether it’s a first home, investment property, or refinance.

What makes me different?

✔️ I speak your language — no confusing jargon, just real answers.

✔️ I move fast — because speed matters in today’s market.

✔️ I close real deals — not just hand out pre-approvals.

As a former retail banker turned independent broker, I’ve helped hundreds of clients navigate complex loan scenarios — from VA and FHA to DSCR, bank statement, and Non-QM programs.

On a personal note, I’m a proud husband and father of three amazing kids. Originally from Long Island, NY, I now
live in sunny Arizona and bring that East Coast urgency with West Coast adaptability to every deal I touch.

Whether you’re a realtor needing a dependable partner, a buyer who’s ready to move, or an investor looking f
or creative solutions — I’ve got you covered.

Let’s get it done. This is Mortgage Universe — where real deals get done. 🌌