The Mortgage Universe | Mortgage Loans & Home Financing

Check out what the Mortgage Universe has to offer:

Non-QM
DSCR
No Ratio Loans
Hard Money / Private Money
Bank statement loans
P&L loans
Conventional, VA, FHA
Asset Depletion
Investor Loans
Commercial Loans
Jumbo Loans / High Balance Loans
Foreign National Loans
Foreclosure Bailout
ITIN Loans
Second Mortgage
HELOC / HELON
FHA 203k Loans
FixnFlip
Renovation Loans
Construction Loans
Reverse Mortgages

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Built on Expertise. Driven by Service.

Our Lead Mortgage Originator, Sal Bossio, has been dedicated to perfecting the mortgage process since 2021 — starting his career during the historic COVID refinance boom. With experience at multiple top mortgage companies, Sal has developed a deep understanding of home loans and continues to stay on the cutting edge of the industry.

It’s more than finding the lowest rate — it’s about delivering an exceptional client experience built on communication, transparency, and trust.

From your first conversation to the closing table (and beyond), our team is available nearly 24/7 to answer questions, provide guidance, and make sure you feel confident every step of the way.

This isn’t just a transaction — it’s a relationship. Our goal is to be your go-to resource for all your future home financing needs.

Powered by Barrett Financial Group, LLC We proudly operate under Barrett Financial Group, LLC — one of the nation’s leading mortgage brokerages with over 1,700 loan officers and 30 years of trusted experience helping homeowners across the country.

Sal Bossio – Mortgage Professional NMLS #1984347

Mortgage Universe is built to search the entire lending market for you — so you don’t have to. Instead of spending days shopping around with different lenders to find your match, our technology compares top loan options instantly. Just enter your basic information, and we search it all with one click — saving you time, money, and hassle. Then we will we contact you to confirm accuracy of information and build your loan.